Who this guide is for

Section actions

To be prepared in advance

Section actions

Section actions

1Define the need: account to collect income (retirement, rent), pay bills, manage real estate. This guides the account type.
2Compare banks: traditional (Crédit Agricole, Société Générale) and online (BoursoBank, Fortuneo). Online banks often allow the opening without an appointment, but require a French document.
3Collect the documents: CNI/Passport, foreign address proof, income proofs, sometimes real estate contract/justification in France.
4Open: online (if the bank allows) or by introducing yourself in an agency. The bank can demand a physical meeting, especially for non-EUs.
5Bank card and online access: usually as for residents, but the fee may be higher (international card).
6Taxation: Non-residents have a specific tax regime in France (tax on income from French sources only). Non-resident (2041 NR) return each year for French income.
7Account in EUR and bank in France: avoids exchange charges and simplifies payments. The bank may require a minimum deposit (€5 to €1,000).
8Protection: the non-resident account is covered by the French deposit guarantee (€100,000), as for residents.
9Closure: possible from abroad (recommended with AR).

Section actions

Believing that a non-resident cannot open an account. It's possible, in some banks.
Do not report French income — tax problems.
Take a conventional resident account while living abroad — violation of conditions.
Do not compare fees (international card can cost more).
Ignore the taxation of the country of residence (double taxation).

Section actions

Show sources in this section

Conditions for non-residents vary between banks. This information is indicative — for your case, check in the selected bank.

Did this guide help you?

The message opens in your email with the page, address and context. Vitalpes does not store the report on the site.